The Earned Wage Access Solution That Puts Employers In Control

fastP.A.Y.E is an easy-to-implement solution that gives employees access to part of their already earned wages before payday as well as other essential financial wellbeing tools.

It is used by employers to address operational challenges or simply deliver many financial wellbeing benefits for their employees. Our business model is unique and allows us to offer our fair pricing promise – “you only pay for active users”.

Some Of The Ways You Can Use fastP.A.Y.E

Improve Your Retention Rates

Improve Your Recruitment

Strengthen Your Rewards Package By Providing Financial Wellbeing

Solve Operational Challenges

fastP.A.Y.E Features

Configurable Earned Wage Access

This unique feature allows you to award your colleagues a portion of their already earned wages before payday. We let you decide when, how often, how much or for which shifts they can access their wages. What’s more, unlike other providers this is not a loan for the employer or the employees.

Benefits Assessment Calculator

UK households are currently missing over £16bn in extra income every year. We provide a benefits calculator, which is designed to assess employee eligibility for various Government benefits and grants that they might be missing out on.


Employees have the ability to directly make savings into their account. Furthermore, the savings calculator can help your employees understand how long it will take them to save a specific amount, or how much they need to save to have enough in order to reach their goal. An ideal tool that helps your employees reach their savings target.

Financial Education

We closely work with various charities and provide access to up to date education and advice from the Money Helper service. Our goal is to provide users with the necessary tools to encourage healthy financial decisions.

Budget Planner

The Budget Planner puts your employees in control of their household spending and analyses the results to help them take control of their money. It’s already helped hundreds of thousands of people.

Why Does Early Wage Access Matter To Your Business?

Giving employees flexible access to some of their already earned wages when they need it will allow them to avoid financial struggles during difficult times or in an emergency.

Financial stress and struggles have a negative effect on many aspects of your employees lives including; a decrease in mental health, a decrease in the ability to perform their job, poor physical health, increase in absenteeism and much more.

4% Loss in productivity

For every £1 million an organisation spends on payroll, there is an estimated four per cent loss in productivity due to poor employee financial well-being (Barclays)

Money worries affect job ability

One in four workers report that money worries have affected their ability to do their job (CIPD 2017)

Money concerns prevent employees from performing

59% of employees with ‘current’ financial worries state money concerns prevent them from performing their best at work (Willis Towers Watson 2016)

80% would use a form of On-Demand Pay

80% of individuals in our research have indicated they would use a form of On-Demand Pay

Life and wellbeing impacts

75% of individuals report major impacts on life and wellbeing as a result of financial shortfalls

People have limited savings to fall back on

11.5m people have less than £100 in savings to fall back on. 9m people often borrow to buy food or pay for bills. (The UK Strategy for Financial Wellbeing)


Who is it For?

Giving employees early access to their earned wages is quickly becoming the norm in order to retain, motivate and look after your colleagues in a modern working environment.

If you are a forward-thinking organisation that would like to benefit from an improved employee financial wellbeing, retention, recruitment and productivity, then get in touch with us today.

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fastP.A.Y.E is authorised and regulated by the Financial Conduct Authority

Enhance your business operations and boost employee satisfaction with fastP.A.Y.E

Book a free demo now with one of our Product Experts. Let us show you how your business can benefit from fastP.A.Y.E.

fastP.A.Y.E is a socially responsible way for your employees to access their already earned wages before payday.

You keep control of when and how much your employees can access while removing the need for expensive short-term credit.

Our solution is designed for the modern workforce. Flexible wage access helps employees better manage their finances and will mark you out as a highly progressive employer.